Holliday, S. M. ., and E. . Gide. “Funding Higher Education in Australia: Is It Time to Look at Income Share Agreement As an Alternative Model to Income Contingent Loans?”. International Journal of Learning, Teaching and Educational Research, vol. 15, no. 1, Jan. 2016, pp. 1-13, https://ijlter.net/index.php/ijlter/article/view/977.